TERMS AND CONDITIONS

Last Updated: November 23, 2025

1. AGREEMENT TO TERMS

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you and SCHMABI LTD (“Company,” “we,” “us,” or “our”) concerning your access to and use of the germanpastrychef.com website (the “Website”) and the purchase of our digital products.

By accessing the Website or purchasing our products, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Website or purchase our products.

Contact Information:
SCHMABI LTD
Sotiri Tsangari 10, Apt 302
8021 Paphos, Cyprus
Email: [email protected]

2. PRODUCTS AND SERVICES

2.1 Digital Products

We offer digital products including e-books, downloadable guides, and educational content related to baking and pastry arts (“Products”).

2.2 Product Descriptions

We attempt to be as accurate as possible in describing our Products. However, we do not warrant that Product descriptions, images, or other content is accurate, complete, reliable, current, or error-free.

2.3 Product Availability

All Products are subject to availability. We reserve the right to discontinue any Product at any time without notice.

3. PURCHASES AND PAYMENT

3.1 Pricing

All prices are displayed in US Dollars (USD) unless otherwise stated
Prices are subject to change without notice
The price charged will be the price displayed at the time of purchase
Promotional codes and discounts may have specific terms and expiration dates

3.2 Payment Processing

We use Stripe as our payment processor
By providing payment information, you authorize us to charge the applicable fees
You represent that you have the legal right to use any payment method provided
Stripe’s terms apply to all payment processing: https://stripe.com/legal

3.3 Sales Tax

Digital products may be subject to sales tax in certain jurisdictions
Any applicable taxes will be added at checkout
It is your responsibility to report and pay any taxes in your jurisdiction

3.4 Order Confirmation

Upon successful payment, you will receive:

Email confirmation of your purchase
Download link or access instructions for your Product
Receipt for your records

4. DIGITAL PRODUCT DELIVERY

4.1 Delivery Method

Digital Products will be delivered via:

Email with download link (typically within 2-5 minutes of purchase)
Account access (if you create an account)
Direct download from the Website

4.2 Download Instructions

Download links are valid for a limited time (typically 7-30 days)
You are responsible for downloading and saving the Product
If you experience technical difficulties, contact us within 7 days of purchase

4.3 File Formats

Products are delivered in standard digital formats (PDF, etc.). Ensure you have compatible software to access the files.

5. LICENSE AND USAGE RIGHTS

5.1 Limited Personal License

Upon purchase, you receive a non-exclusive, non-transferable, limited license to:

Download and save the Product for personal use
Print one (1) copy for personal use
Access and use the content for personal, non-commercial purposes

5.2 Restrictions

You may NOT:

Resell, redistribute, or share the Product with others
Upload the Product to file-sharing sites or public platforms
Use the Product for commercial purposes without written permission
Modify, reverse-engineer, or create derivative works
Remove or alter any copyright notices or branding
Share your download link or account access with others

5.3 Copyright

All Products and content are protected by copyright and intellectual property laws. SCHMABI LTD (or its licensors) retains all ownership rights.

Unauthorized use, reproduction, or distribution may result in:

Immediate termination of your license
Legal action for copyright infringement
Liability for damages

6. REFUND POLICY

6.1 No Refunds on Digital Products

Due to the nature of digital products, all sales are final. We do not offer refunds or exchanges once the Product has been delivered and the download link has been accessed.

By completing your purchase, you acknowledge and agree to this no-refund policy.

6.2 Exceptions

We may, at our sole discretion, provide a refund or replacement in cases of:

Technical errors preventing product download (if reported within 7 days)
Duplicate purchases (if reported within 24 hours)
Significant product defects (corrupted files, missing content)

To request an exception, contact us at [your contact email] with your order number and detailed explanation.

6.3 Chargebacks

Initiating a chargeback for a valid digital product delivery may result in:

Termination of your account and license
Prohibition from future purchases
Legal action to recover costs

7. USER ACCOUNTS

7.1 Account Creation

You may need to create an account to access certain features or Products.

You agree to:

Provide accurate, current, and complete information
Maintain the security of your password
Notify us immediately of unauthorized account access
Accept responsibility for all activities under your account

7.2 Account Termination

We reserve the right to suspend or terminate your account if:

You violate these Terms
You engage in fraudulent activity
We are required by law
We discontinue services

8. RECIPES AND CONTENT DISCLAIMER

8.1 Educational Content

Our Products contain recipes, techniques, and educational content related to baking and pastry arts. This content is for informational and educational purposes only.

8.2 Results May Vary

We do not guarantee specific results from following our recipes
Baking results depend on many factors including ingredients, equipment, technique, and environment
Success with recipes requires practice and may vary by individual

8.3 Food Safety and Allergies

IMPORTANT:

You are responsible for food safety and proper handling of ingredients
We are not responsible for allergic reactions or foodborne illness
Always check ingredients for potential allergens
Follow proper food safety guidelines
Consult professionals if you have dietary restrictions or health concerns

8.4 Kitchen Safety

You assume all risks associated with baking and cooking activities
Use proper safety precautions with hot equipment, sharp tools, and electrical appliances
Supervise children in the kitchen at all times

9. INTELLECTUAL PROPERTY

9.1 Our Content

All content on the Website and in our Products, including:

Text, recipes, photographs, graphics, videos
Logos, trademarks, brand names
Design, layout, and compilation

is owned by SCHMABI LTD or licensed to us and is protected by copyright, trademark, and other intellectual property laws.

9.2 Trademarks

“Kuchenfee Lisa,” “German Pastry Chef,” and related marks are trademarks of SCHMABI LTD. Unauthorized use is prohibited.

9.3 User Content

If you submit content to us (reviews, comments, photos):

You grant us a worldwide, royalty-free license to use, display, and distribute that content
You represent that you own or have rights to the content
You waive any moral rights in the content

10. LIMITATION OF LIABILITY

10.1 Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR PRODUCTS AND WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

We disclaim all warranties including:

Merchantability, fitness for a particular purpose
Non-infringement, accuracy, reliability
Uninterrupted or error-free operation
Results from using our Products

10.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCHMABI LTD SHALL NOT BE LIABLE FOR:

Any indirect, incidental, special, consequential, or punitive damages
Loss of profits, data, use, or goodwill
Personal injury or property damage resulting from use of Products
Damages exceeding the amount you paid for the Product (typically $15-50 USD)

This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability) and even if we were advised of the possibility of such damages.

10.3 Jurisdictional Limitations

Some jurisdictions do not allow certain warranty disclaimers or liability limitations. In such cases, our liability is limited to the maximum extent permitted by law.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless SCHMABI LTD, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Your violation of these Terms
Your violation of any law or third-party rights
Your use of our Products
Your submitted content
Your negligence or willful misconduct

12. DISPUTE RESOLUTION

12.1 Governing Law

These Terms are governed by the laws of Cyprus, without regard to conflict of law principles.

12.2 Jurisdiction

You agree that any legal action or proceeding shall be brought exclusively in the courts of Cyprus, and you consent to the jurisdiction of such courts.

12.3 Informal Resolution

Before filing any formal claim, you agree to contact us at [your contact email] to attempt to resolve the dispute informally.

12.4 Arbitration (Optional – for US customers)

For US customers: Disputes may be resolved through binding arbitration under the rules of the American Arbitration Association. You waive the right to participate in class actions.

12.5 Time Limitation

Any claim must be filed within one (1) year of the event giving rise to the claim.

13. PROHIBITED USES

You may not use the Website or Products to:

Violate any laws or regulations
Infringe intellectual property rights
Transmit harmful code (viruses, malware)
Attempt unauthorized access to our systems
Engage in fraudulent activity
Harass, abuse, or harm others
Collect user information without consent
Use automated systems (bots, scrapers) without permission
Impersonate others or provide false information

14. TERMINATION

14.1 By You

You may stop using our Website and Products at any time. Your license continues for Products you’ve purchased.

14.2 By Us

We may terminate or suspend your access immediately, without notice, if:

You breach these Terms
We are required by law
We discontinue services
We detect fraudulent or harmful activity

14.3 Effect of Termination

Upon termination:

Your right to access and use the Website ends immediately
License to purchased Products may be revoked for Terms violations
Provisions that should survive (liability limitations, dispute resolution) remain in effect

15. MODIFICATIONS TO TERMS

15.1 Right to Modify

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Website with an updated “Last Updated” date.

15.2 Your Acceptance

Continued use of the Website or Products after changes constitutes acceptance of the modified Terms.

For material changes, we may provide additional notice via email.

15.3 Review Regularly

We encourage you to review these Terms periodically.

16. GENERAL PROVISIONS

16.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SCHMABI LTD.

16.2 Severability

If any provision is found unenforceable, the remaining provisions remain in full effect.

16.3 Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right.

16.4 Assignment

You may not assign or transfer these Terms. We may assign our rights without restriction.

16.5 Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control (natural disasters, war, pandemics, internet outages, etc.).

16.6 Language

These Terms are written in English. Any translations are for convenience only; the English version controls.

17. CONTACT INFORMATION

For questions about these Terms or our Products:

SCHMABI LTD
Sotiri Tsangari 10, Apt 302
8021 Paphos, Cyprus
Email: [your contact email]
Website: germanpastrychef.com

18. ACKNOWLEDGMENT

BY CLICKING “I AGREE,” COMPLETING A PURCHASE, OR USING OUR WEBSITE AND PRODUCTS, YOU ACKNOWLEDGE THAT:

You have read and understood these Terms
You agree to be bound by these Terms
You are at least 18 years old (or have parental consent)
You accept our refund policy for digital products
You will use Products only as licensed

If you do not agree to these Terms, do not use our Website or purchase our Products.

Thank you for supporting authentic German baking education!